Interview with: Douglas M. McKay, Chairman, President and CEO - featuring: their Home Savings, which is a community-oriented financial institution that operates 37 banking offices and six loan production offices throughout Ohio and western Pennsylvania, employing nearly 700 people and Butler Wick, who through its subsidiaries, has served northeastern Ohio and western Pennsylvania since 1926, providing securities brokerage, asset management, trust services, insurance products, public finance and other underwriting services.

United Community Financial Corp. (UCFC-NASDAQ)

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United Community Financial is overcoming the skeptical attitude about the Midwest, because they have been very successful in that market with 4 times as many retail branch facilities as they had 8 years ago



Financial
Community Banks
(UCFC-NASDAQ)

United Community Financial Corp.



Douglas M. McKay
Chairman, President & CEO

Interview conducted by:
Lynn Fosse, Senior Editor
CEOCFOinterviews.com
August 3, 2006

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“Banking in our model, which is a community-banking model is about developing relationships. We would not have been able to grow like this if we had not been able to hire originators and deposit gatherers and others on the retail side as well as the lending side that have had experience and good reputations throughout the state that we serve. These are the people and the relationships that have been able to help us grow. We have had to have a complete product line and have to have the kind of services and products people want as well as pricing them properly. Although it still all boils down to getting people who are good at what they do and have the right tools and training and have the relationships in their community. We put a very high value on those kinds of relationships.” - Douglas M. McKay